Business Easy Smart Travel

Personal Assistance

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Accidental Death & Permanent Disablement (Scale II)	HK$1,200,000	HK$1,800,000
Additional Indemnity for Public Conveyance	HK$1,200,000	HK$1,200,000
Major burns	HK$150,000	HK$150,000
Accidental Death due to Natural catastrophe	HK$30,000	HK$50,000

Medical Expenses & Assistance

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Medical Expenses Follow-up medical expenses incurred within 12 months after returned to Hong Kong and covered 100% of unused portion Expenses incurred and payable to Chinese Physician and Chiropractor, up to HK$200 per visit per day and max HK$4,000 in aggregate	HK$1,000,000	HK$1,000,000
Hospital Cash Daily cash HK$500	HK$7,500	HK$10,000
Comatose State Weekly cash HK$500, a maximum of 50 weeks	HK$25,000	HK$25,000
Worldwide Emergency Services 24/7 Emergency Assistance Hotline Services	Covered	Covered
Medical Evacuation & Repatriation	Actual cost	Actual cost
Repatriation of Remains	Actual cost	Actual cost
Hospital Guarantee Admission Services	HK$40,000	HK$40,000
Compassionate Visit	HK$20,000	HK$20,000
Dependent Child Care	HK$20,000	HK$20,000
Great China Card	Optional, Charge HK$50 per card	Optional, Charge HK$50 per card

Travel Inconvenience Cover

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Loss of Deposit	HK$20,000	HK$30,000
Trip Curtailment or Disruption	HK$20,000	HK$30,000
Unexpected Delay (HK$500 for every 6 hours) Travel Misconnection (after 24 hours)	HK$2,500 HK$10,000	HK$2,500 HK$10,000
Flight Overbooking (HK$500 for every 6 hours)	HK$1,500	HK$2,000

Loss of Personal Effects Overseas

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Baggage Delay (after 6 hours)	HK$1,500	HK$2,500
Personal Property	HK$15,000	HK$25,000
Laptop	HK$10,000	HK$10,000
Sports equipment	HK$5,000	HK$5,000
Other items	HK$3,000	HK$3,000
Money and Document	HK$10,000	HK$25,000
Cash limit	HK$3,000	HK$5,000

Liability Issue While Abroad

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Personal Liability	HK$1,500,000	HK$2,000,000

Extended Protection Towards the Employer

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Alternative Employee Expenses	HK$20,000	HK$25,000
Political or Natural Disaster Evacuation	HK$15,000	HK$20,000

Extended Well-being to the Employee

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Credit Card Protection	HK$20,000	HK$20,000
Education Fee Subsidy	HK$25,000	HK$25,000
Funeral Expenses & Repatriation of Remains	HK$20,000	HK$20,000
Home Modification	HK$25,000	HK$25,000
Rehabilitation Tuition Expenses	HK$25,000	HK$25,000
Scarring of Face	HK$25,000	HK$25,000
Spouse Retraining	HK$20,000	HK$20,000
Trauma Incident Counselling Benefit HK$1,500/day/visit	HK$15,000	HK$15,000

Liberty Concierge

	Max. Sum Insured per Person	Max. Sum Insured per Person
Description of Benefits	Plan 1	Plan 2
Emergency Travel Services Assistance	Free	Free
Telephone Medical Advice	Free	Free
Inoculation information	Free	Free
Consulate and Embassy Information	Free	Free
Legal Referral Service	Free	Free

The information contained in this page is intended as a general summary. For more details, please refer to our brochure and policy.