The information contained in this website is intended for the use of
Hong Kong SAR residents only and for companies doing business in
Hong Kong SAR. By using this website and all others owned and maintained
by Liberty International Insurance, you agree to the following terms and
conditions so please read them carefully. These terms and conditions
may be revised at any time by our updating this notice and posting
it on our website. Liberty International Insurance reserves the right,
at its sole discretion, to change, modify or remove part of these
Terms & Conditions at any time. You are bound by any such revisions
if you continue to use the website after we have posted the changes; and we
suggest that you periodically visit this page to review the most
recent Terms & Conditions. If you decide to purchase insurance products
or services from Liberty International Insurance the terms and conditions
specified in your policy or agreement with Liberty International Insurance will
apply. All references to "Liberty International Insurance" refer to Liberty
International Insurance Limited.
Restrictions on Use of
Materials
This website is owned and operated by Liberty
International Insurance. Except as otherwise expressly permitted in
writing by Liberty International Insurance, no materials from this website or any
website owned, operated, licensed or controlled by Liberty International Insurance
may be copied, reproduced, republished, uploaded, posted,
transmitted, hyperlinked, or distributed in any way. You may
download material displayed on this website for your use only and
provided you do not remove any copyright and other proprietary
notices contained on the materials. You may not distribute, modify,
transmit, reuse, repost, link or use the content of this website for
public or commercial purposes, including the text, images, audio,
and video without Liberty International Insurance's written permission.
Trademarks & Copyright
All
trademarks, services marks, trade names, logos, icons and domain
names located on this website are the property of Liberty International
Insurance. Nothing contained on the website should be
construed as granting, by implication or otherwise, any license or
right to use any trademark, service mark, trade name, logo, icon and
domain name displayed on this website without the written permission
of Liberty International Insurance or third party that may own such marks or names
displayed on this website. Your use of the trademarks, service
marks, trade names, logos, icons and domain names displayed on this
website, or any other content on this website, except as provided
herein, is strictly prohibited. Images displayed on this website are
either the property of, or used with permission by, Liberty
International Insurance. The use of these images by you, or anyone else authorized
by you, is prohibited unless specifically permitted. Any
unauthorized use of the images may violate copyright laws, trademark
laws, the laws of privacy and publicity, and communications
regulations and statutes.
Links to Other
Websites
This website is hyperlinked to other websites
which are not maintained or controlled by Liberty International Insurance. Liberty
International Insurance is not responsible for the content of those websites. The
inclusion of any hyperlinks to such websites does not imply approval
of or endorsement by Liberty International Insurance of those websites, their
content or their products and services. You may not provide Hyperlinks
to this web site without prior written consent of Liberty International Insurance.
If you have difficulty linking to any hyperlinked websites or to report a dead (non-working) link,
please send us an e-mail at: admin@libertymutual.com.hk.
DISCLAIMER
The
information and descriptions contained on our website are not
intended to be complete descriptions of all terms, exclusions and
conditions applicable to every insurance product or service offered
by Liberty International Insurance, but are provided 'as is' and for general
informational purposes. Liberty International Insurance makes no representations
or warranties that the materials are suitable for your needs, are
complete, timely, reliable, or are free from errors, inaccuracies or
typographical mistakes. Liberty International Insurance does not warrant that the
website will operate error free or is free from viruses, worms,
Trojan horses or other destructive or harmful code. Liberty International
Insurance and its related companies, directors, officers, and
employees also assume no responsibility, and shall not be liable
for, any damages to your computer equipment or other property as a
result of your access to, use of, or browsing in the website or your
downloading of any materials, data, text, images, video, or audio
from this website or arising in connection with any failure of
performance, error, omission, interruption, defect, computer virus,
delay in operation or transmission, or line or system failure.
It is your responsibility to evaluate the accuracy, completeness and
usefulness of any opinions, advice, services or other information provided.
All information contained on any page set up by any entity of Liberty International
Insurance is distributed with the understanding that the authors, publishers and
distributors are not rendering legal, accounting or other professional advice or
opinions on specific facts or matters and accordingly assume no liability whatsoever
in connection with its use. You are advised to consult your own legal or tax advisor
with respect to your personal situation. LIBERTY INTERNATIONAL INSURANCE DISCLAIMS
ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES
OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT.
LIMITATION OF LIABILITY
To the maximum
extent provided by law Liberty International Insurance and its related companies,
directors, officers, and employees shall not be liable to you for
damages of any kind whatsoever including, but not limited to,
direct, indirect, consequential, special, incidental, including
without limitation, lost profits or damages resulting from lost data
or business interruption, or punitive damages of any kind whatsoever
that may result from your use of or inability to use this website or
the materials or services provided on this website or the products
or services received from this website. Exemptions of implied
warranties may not be allowed in all jurisdictions.
JURISDICTIONAL ISSUES
Liberty International Insurance
makes no representation that all insurance products and services on
this website are appropriate or available for use in your country.
Some insurance products and services may not be available in all
countries or jurisdictions. If you choose to access this website you
do so on your own initiative and are responsible for compliance with
any local, state and federal laws. The information contained on this
website is not an offer to sell or a solicitation to buy, any
insurance product or service. No insurance product or service is
offered or will be sold in any jurisdiction in which such offer or
solicitation, purchase or sale would be unlawful under the insurance
or other laws of such jurisdiction. Use of this site will be
governed and construed in accordance with the laws of the Hong Kong SAR.
Privacy
Please review
Liberty International Insurance's PRIVACY POLICY.
The PRIVACY POLICY
explains what information Liberty International Insurance may collect from
you on our website and how we will use and protect your information.
We do not collect any personally identifiable information on our
website unless you provide it to us.
User conduct
When accessing or making use of any service
provided on the web pages you may not:
- post or transmit any unlawful, threatening, abusive, libelous, defamatory,
obscene, pornographic, profane or otherwise objectionable
information of any kind, including without limitation any transmissions constituting or
encouraging conduct that would constitute a criminal offence,
give rise to civil liability or otherwise violate any national
or international law.
- post or transmit any information or software which contains a virus, worm,
Trojan horse or other harmful component; restrict
or inhibit any other user from using the web site.
- post, publish, transmit, reproduce, distribute or exploit any information,
software or other material obtained through our web pages
for commercial purposes other than expressly permitted.
COMPANY
INFORMATION
The term 'Liberty International Insurance' as used in this website refers to Liberty International Insurance Limited which has a principal place of business at 13/F, 25 Westlands Road, Quarry Bay, Hong Kong.
The websites of other Liberty Mutual Group companies not listed above, and which may be hyperlinked to this website, contain separate Terms & Conditions for Use and separate Privacy Statements applicable to those websites. They can be reviewed on the specific website.
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