Family & Home
Home Protector Plus
Protect your home and your family
Basic Cover Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Basic Cover Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Covers accidental loss of or damage to your household contents subject to an excess of HK$250 for each claim | HK$500,000/year HK$50,000/article |
HK$1,000,000/year HK$50,000/article |
HK$1,500,000/year HK$100,000/article |
Valuable items |
HK$150,000/year |
HK$150,000/year HK$10,000/article |
HK$250,000/year HK$15,000/article |
Brittle items | HK$5,000/year | HK$5,000/year | HK$5,000/year |
Additional Cover Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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The rental expenses incurred for temporary accommodation for the period while your home is uninhabitable due to an insured accident | HK$50,000/year HK$1,500/day |
HK$50,000/year HK$1,500/day |
HK$65,000/year HK$1,500/day |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Limited to domestic relocations covering damage to household contents by professional removers in the course of removal from the insured home to any new home subject to an excess of HK$1,000 | HK$50,000/year HK$30,000/article |
HK$50,000/year HK$30,000/article |
HK$100,000/year HK$50,000/article |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Worldwide cover for personal belongings subject to an excess of HK$500 (excluding daily necessities such as mobile phones, spectacles, and cash, etc.) | N.A. | HK$5,000/year HK$2,500/article |
HK$15,000/year HK$5,000/article |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Loss of money due to burglary or theft at home | HK$2,000/year | HK$2,000/year | HK$3,000/year |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Credit card and personal document protection against unauthorised use due to burglary or theft at home | HK$5,000/year | HK$5,000/year | HK$5,000/year |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Death or permanent total disablement of the insured or the family members due to fire, theft, robbery or burglary at home | HK$5,000/year | HK$5,000/year | HK$10,000/year |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Replacement of damaged window and door locks due to burglary or theft | HK$2,000/year | HK$2,000/year | HK$3,000/year |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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Personal liability for third-party bodily injury or property damages as a result of your or your family members' negligence | HK$5,000,000/year | HK$5,000,000/year | HK$5,000,000/year |
Additional Cover (Maximum Limits (HK$) |
Plan 1 |
Plan 2 |
Plan 3 |
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A 24-hour home assistance hotline service to assist you in case of an emergency including:
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Advisory & referral service only | Advisory & referral service only | Advisory & referral service only |