Key Benefits

1

Accidental loss or damage to household contents

2

Alternative accommodation

3

Relocation

4

Loss of money due to burglary or theft at home

Home Protector Plus Key Benefits

We've got your needs covered

Compare our plans in details, you'll definitely find something that suits you

Basic Cover
Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Household Contents*
Basic Cover
Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Covers accidental loss of or damage to your household contents subject to an excess of HK$250 for each claim HK$500,000/year
HK$50,000/article 
HK$1,000,000/year
HK$50,000/article 
HK$1,500,000/year
HK$100,000/article 
Valuable items

HK$150,000/year
HK$10,000/article

HK$150,000/year
HK$10,000/article
HK$250,000/year
HK$15,000/article 
Brittle items HK$5,000/year HK$5,000/year HK$5,000/year

Additional Cover
Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Alternative accommodation 
Additional Cover
(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
The rental expenses incurred for temporary accommodation for the period while your home is uninhabitable due to an insured accident HK$50,000/year
HK$1,500/day
HK$50,000/year
HK$1,500/day
HK$65,000/year
HK$1,500/day
Relocation
Additional Cover
(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Limited to domestic relocations covering damage to household contents by professional removers in the course of removal from the insured home to any new home subject to an excess of HK$1,000 HK$50,000/year
HK$30,000/article
HK$50,000/year
HK$30,000/article
HK$100,000/year
HK$50,000/article
Worldwide cover for personal belongings
Additional Cover
(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Worldwide cover for personal belongings subject to an excess of HK$500 (excluding daily necessities such as mobile phones, spectacles, and cash, etc.)  N.A. HK$5,000/year
HK$2,500/article
HK$15,000/year
HK$5,000/article
Loss of money
Additional Cover
(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Loss of money due to burglary or theft at home HK$2,000/year HK$2,000/year HK$3,000/year
Credit card and personal document protection
Additional Cover
(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Credit card and personal document protection against unauthorised use due to burglary or theft at home HK$5,000/year HK$5,000/year HK$5,000/year
Death or permanent total disablement
Additional Cover
​​​​​​​(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Death or permanent total disablement of the insured or the family members due to fire, theft, robbery or burglary at home HK$5,000/year HK$5,000/year HK$10,000/year
Replacement of damaged window and door locks
Additional Cover
​​​​​​​(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Replacement of damaged window and door locks due to burglary or theft HK$2,000/year HK$2,000/year HK$3,000/year
Worldwide Personal Liability
Additional Cover
​​​​​​​(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
Personal liability for third-party bodily injury or property damages as a result of your or your family members' negligence HK$5,000,000/year HK$5,000,000/year HK$5,000,000/year
Home Assistance
Additional Cover
​​​​​​​(Maximum Limits (HK$)

Plan 1

Plan 2

Plan 3
A 24-hour home assistance hotline service to assist you in case of an emergency including: 
  • Locksmith Referral Assistance
  • Baby-sitting/Nursing Assistance
  • House call/Dental Assistance
  • Plumbing/Electrical Assistance
  • Air-Condition/Television/Washing Machine/Refrigerator Repair Assistance 
  • Pest Control Assistance
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