Travel Insurance

Personal Accident

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Accidental Death and Permanent Disability	HK$1,200,000	HK$600,000
Double Indemnity for Public Conveyance Includes Major Burns (Second & Third Degree) up to HK$200,000  Extend to cover Exposure and Disappearance	HK$2,400,000	N.A.
Burial or Cremation Expenses	HK$20,000	HK$20,000

Medical Expenses

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Medical Expenses outside Hong Kong Includes follow-up medical expenses incurred within 3 months after return to Hong Kong: - resulting from Accidental Bodily Injury: up to HK$1,200,000 per Insured Adult Person and HKD$600,000 Per Dependent Child Insured Person,  - resulting from Sickness: up to HK$120,000 per Adult Insured Person and HKD$60,000 Per Dependent Child Insured Person.  (Inclusive of treatment by Registered Chinese Medicine Practitioner in Hong Kong of HK$200 per day and HK$2,000 in aggregate) Include daily allowance HK$500 per day and HK$5,000 in aggregate per Insured Person for Hospital confinement outside Hong Kong or being compulsory quarantined due to infectious disease	HK$1,200,000	HK$600,000

Baggage and Personal Effects

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Baggage and Personal Effects	HK$20,000	HK$10,000

Personal Money and Travel Documents

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Personal Money	HK$3,000	N.A.
Travel Document	HK$10,000	HK$10,000
Unauthorised Use of Credit Card	HK$3,000	N.A.

Baggage Delay

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Baggage Delay	HK$1,500	HK$1,500

Personal Liability

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Personal Liability	HK$2,000,000	N.A.

Cancellation Expenses

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Cancellation Expenses	HK$50,000	N.A.

Curtailment Expenses

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Curtailment Expenses	HK$50,000	N.A.

Re-routing Expenses

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Re-routing Expenses	HK$15,000	N.A.

Travel Delay

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Travel Delay	HK$5,000	N.A.

Rental Vehicle Excess

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Rental Vehicle Excess	HK$5,000	N.A.

24 hours Worldwide Emergency Assistance Services

Description of Benefits	Per Adult Limit of Indemnity	Per Child Limit of Indemnity
Emergency Medical Evacuation Medically Supervised Repatriation  Repatriation of Mortal Remains  Compassionate Visit  Return of Dependent Children  Hospital Admission Guarantee  Dispatch of Essential Medication/Medical Equipment  Medical Referral Service  Legal Referral Service  Emergency Travel Service Assistance  Travel Concierge Assistance	Actual cost (only for medical evacuation and repatriation)	Actual cost (only for medical evacuation and repatriation)

The information provided here is a summary. Please refer to the actual policy wordings for the terms and conditions.