Section 1 - Household Contents¹

Coverage Maximum Limits (HK$)	Plan 1	Plan 2	Plan 3
Covers accidental loss of or damage to your household contents subject to an excess of HK$250 for each claim	HK$500,000/year HK$50,000/article	HK$1,000,000/year HK$50,000/article	HK$1,500,000/year HK$100,000/article
Valuable Items	HK$150,000/year HK$10,000/article	HK$150,000/year HK$10,000/article	HK$250,000/year HK$15,000/article
Brittle Items	HK$5,000/year	HK$5,000/year	HK$5,000/year
Alternative accommodation The rental expenses incurred for temporary accommodation for the period while your home is uninhabitable due to an insured accident	HK$50,000/year HK$1,500/day	HK$50,000/year HK$1,500/day	HK$65,000/year HK$1,500/day
Relocation Limited to domestic relocations covering damage to household contents by professional movers in the course of removal from the insured home to any new home subject to an excess of HK$1,000	HK$50,000/year HK$30,000/article	HK$50,000/year HK$30,000/article	HK$100,000/year HK$50,000/article
Worldwide cover for personal belongings subject to an excess of HK$500 (excluding daily necessities such as mobile phones, spectacles and cash, etc.)	Not Applicable	HK$5,000/year HK$2,500/article	HK$15,000/year HK$5,000/article
Loss of money due to burglary or theft at home	HK$2,000/year	HK$2,000/year	HK$3,000/year
Credit card and personal document protection against unauthorized use due to burglary or theft at home	HK$5,000/year	HK$5,000/year	HK$5,000/year
Medical expenses protection against the burglary/robbery injury of the insured or the family members	HK$5,000/year	HK$5,000/year	HK$10,000/year
Replacement of the damaged window and door locks due to burglary or theft	HK$2,000/year	HK$2,000/year	HK$3,000/year
Interior decorations and refurbishment work	Not Applicable	HK$50,000/year HK$3,000/article	HK$100,000/year HK$6,000/article
Removal of Debris	HK$30,000/year	HK$30,000/year	HK$30,000/year
Temporarily Removal	HK$50,000/year	HK$50,000/year	HK$50,000/year
Frozen Food and Drinks	HK$5,000/year	HK$5,000/year	HK$5,000/year
Home Assistance A 24-hour home assistance hotline service to assist you in case of an emergency including:  - Locksmith Referral Assistance - Baby-sitting/Nursing Assistance - House call/Dental Assistance - Plumbing/Electrical Assistance - Air-Condition/Television/Washing Machine/Refrigerator Repair Assistance  - Pest Control Assistance	Advisory & referral service only	Advisory & referral service only	Advisory & referral service only

Section 2 - Personal Liability

Coverage Maximum Limits (HK$)	Plan 1	Plan 2	Plan 3
Personal Liability for third party	HK$5,000,000/year	HK$5,000,000/year	HK$5,000,000/year

Section 3 - Personal Accident Benefit

Coverage Maximum Limits (HK$)	Plan 1	Plan 2	Plan 3
Death or Permanent Total Disablement	HK$150,000/year	HK$150,000/year	HK$150,000/year

¹There is an excess of HK$250 per claim for household contents.